1st Insurance Home

    & Services

Health Insurance

Health care is expensive.  Not having health care coverage can be devastating.  Health insurance provides coverage for necessary medical care and protects you and your family.  There are many options available and our agents are here to help you find the policy that will work best for you and your family.  We have an array of plan options including short term coverage and the increasingly popular Health Savings Accounts. 

  • Individual Health Insurance
  • Short Term Major Medical Insurance
  • Medicare Supplement Insurance
  • Medicare Part D Coverage
  • Individual Disability Coverage
  • Long Term Care Coverage

Individual Health Insurance
We offer a wide variety of individual health insurance plans.  Plans vary with coverage types, deductibles, and out of pocket maximums.  Options include more comprehensive plans, basic coverage and Health Savings Accounts.

Short Term Major Medical Insurance
This coverage is intended for short term coverage and is often used to fill the gap between other more comprehensive plans.  Coverage is issued for one to six months and can be renewed one time.  This coverage is great for people between jobs, individuals in employer’s new hire waiting period and for students just beginning their careers and not yet eligible for a group plan.

Medicare Supplement Insurance
Medicare pays for only a portion of health care costs for those eligible for Medicare.  Medicare supplement coverage will help fill the gaps including Medicare deductibles and copayments.  In many cases, policyholders are left with little or no additional charges after Medicare and the Medicare Supplement have covered claims.  There are several supplement choices and we can help you choose the plan best for you.

Medicare D Coverage
Prescription drugs can be expensive.  Medicare Prescription Drug Coverage (Medicare Part D) helps cover prescription drug costs for those on Medicare.  We have several Medicare approved plan options that may provide savings on generic, brand-name and specialty drugs.  We are here to help you choose a plan that best fits your needs.

Individual Disability Coverage
Disability income insurance is designed to replace a portion of income when you cannot work due to an accident or illness.  In order for benefits to be paid, an accident or illness must occur that causes a loss of income.  Coverage options vary widely and we can help you choose the best plan for you.

Long Term Care Insurance
Long Term Care Insurance offers protection for care needed when an individual is no longer able to care for themselves due to an accident, illness or cognitive impairment.  Benefits are triggered when an individual cannot perform a number of activities of daily living.  Various plan types and provisions are available to suit your needs.


Email These Agents Directly:
Kendall Lundberg, John Moran
CALL 1-800-247-0713 for an Agent NOW!

Quick Contact



Email :

Who would you like to contact?

1st Insurance Agency | 20 East State Street Mason City, Iowa 50402-1448
Telephone: 641.421.8000 | Toll Free: 1.800.247.0713 | Fax: 641.421.1940
Copyright © 2011 1st Insurance Agency

Privacy Policy

The End